Obama’s Affordable Care Act: Arrogance, Corruption and Abuse
Tuesday, 26 Nov 2013 11:08 AM
When the dust settles, millions of Americans that had health insurance will have to do without a policy and pay a less-expensive “tax,” as Justice Roberts euphemistically labeled the fines for individual non-compliance with the ACA. After all, for many it comes down to paying the rent and feeding their kids, or paying premiums double or triple their 2013 rates.
Some Americans will die — unable to access life-saving medical services — to satisfy the president’s obsession with “changing America” to create his ideal of a more-just society.
How can any civilized society condemn cancer patients and others to premature death under the banner of social justice?
Now, insurance companies like United Health Care are dropping doctors from their networks and slashing payments to physicians. Many Americans will lose doctors they trust and who have intimate knowledge of their medical conditions.
Forty dollars for an office visit, $20 to read a mammogram and the like are fees that simply won’t sustain many doctors in private practice.
Many physicians will be pushed into the employ of terribly inefficient hospitals which can overbill for other services to somehow pay their salaries.
Others doctors will reconfigure into concierge practices that charge annual fees of $1,500 or more per patient, in addition to payments for premiums and co-pays.
The rich will keep their doctors, while the rest scramble and often go without prompt attention to emerging illnesses or any attention at all.
Most doctors won’t be able to compete for the limited pool of patients, who can afford concierge fees, and face lower incomes and reduced professional satisfaction, which will be reflected in the care they provide.
Voila! Obamacare raises costs, lowers quality and slashes the incomes of many healthcare providers.
So where are all those rising health insurance premiums going?
Simultaneously, the ACA made illegal many perfectly adequate private and employer-based policies, and required insurance companies to offer one-size-fits-all alternatives in each county across the country.
Cautious about the claims liabilities created by the uncertain risk characteristics of new pools of policyholders, insurance companies withdrew from many markets. Those that remain face much less competition, can jack up rates, and slash doctors’ fees.
That is a classic prescription for monopoly profits at health-insurance companies and outlandish executive bonuses.
The Justice Department has indicated little inclination to investigate these abuses under antitrust laws. It’s too busy seeking criminal indictments on Wall Street for sins committed during the financial crisis — five years later and only after many bank executives declined to support Obama’s 2012 re-election bid.
It’s hardly an accident that health companies have become cozy with the administration and congressional Democrats. Their executives are wholly disinclined to criticize a law that benefits them so much, and happily contribute to Democrats’ campaign coffers.
That’s Chicago-style corruption in its purist form. The president learned well while teaching law in the Windy City!
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